Does Homeowners Insurance Cover Attic Rodent Damage?

Attic Rodent damageYour home is your safe place — where you’re supposed to be able to go at the end of the day to rest and recharge your batteries; which is the last place you want to run into wild rodents or the damage they can cause.

There are few things more unnerving than seeing or hearing rodents in your home — especially as they scurry around the attic above your head. Once an infestation becomes apparent, it can be hard to focus on anything else until it’s taken care of.

Aside from being an annoyance, rodents can cause all sorts of issues in the attic of a house, from smells and damage caused by piles of droppings, to structural damage, and even damage to electrical systems.

Most homeowners insurance policies do not cover rodent damage or removal. Infestations and the resulting damage are typically categorized as home maintenance issues, leaving the homeowner responsible for any expenses associated with removal or repair.

If any damage caused by a rodent infestation leads to other damage — such as chewed-up wiring short-circuiting and leading to a fire — your homeowners insurance may kick-in to pay for those damages.

There are always exceptions, so be sure to speak with your homeowners insurance provider about the specific types of coverage your policy provides.

When you have rodents in your attic, calling for professional help is always the most effective option. The team of technicians here at Critter Control® of Fort Worth is equipped to handle any rodent infestation. This allows us to keep you and your family from being exposed to any potential health hazards, and our experienced staff can have your home looking and feeling like new in no time.

For more information about our rodent removal services, contact us today at 469-805-6267.